Thursday, April 16th,2026 10:00AM-12:00PM
Instructor Ben Binger of Alloy Mortgage
2 CE/ No Cost

Working with Veterans is a privilege and an honor that requires extra proficiency in understanding this exclusive service member home purchase option. This webinar will review the unique process for VA loans, the nuances to contract dates and deadlines, eligibility for property types, program misconceptions, and special features of the VA loan that are commonly overlooked, including financing options for disabled service members and veterans. Join us for this education to gain a deeper knowledge base to help serve their veteran clients in both their buying and selling of real estate.

Thursday, April 9th,2026 10:00AM-1:00PM
Instructor Todd Pazol with Pazol Mortgage, LLC
3 CE/ No Cost

From A to Z, you’ll learn the entire mortgage process and how to find/pick the best loan officer and the correct way to shop for a lender like you have not seen before. After registering, you’ll be provided with a Zoom link to join on the date of the webinar.

Wednesday, April 8th from 1:00 PM to 3:00 PM
Presented by Sean Selters, MBA
0 CE | See Below For Pricing

This 2-hour course teaches real estate agents how to use AI tools for lead generation, marketing, client consultations, and workflow automation, helping them work more efficiently and competitively. Agents gain hands-on experience with practical AI applications and learn about ethical and compliance considerations for responsible use.

In-Person Registration ($5)
Virtual Registration ($10)

Legacy Building through Estate Planning. We will discuss various methodologies of proper Estate Planning to build and protect legacy assets (specifically Real Estate) in order to care for your loved in the event of death or incapacity.

Topics Include:
• Defining an Estate and a Legacy
• Intestacy + Probate
• Will vs a Pour Over Will
• Types of Trusts: Revocable + Irrevocable
• Trust and LLC combinations
• Probate Avoidance vs. Asset + Creditor Protection
• How to Protect Minor Children in the event of Death or Incapacity


2 CE Credits $20.00
04/15/2026
10:00 am – 12:00 pm
Legacy Building
Virtual

Listings are no longer easy — and sellers expect agents to “work magic” in a market that doesn’t play fair. Agents feel pressure to have all the answers, deliver top price, protect the relationship, and somehow control outcomes they don’t actually control. Without a system, that pressure turns into stress, second-guessing, and fear of upsetting sellers.

This advanced 2-hour training reframes the agent’s role from magician to consultant and guide. You’ll learn a repeatable listing system that removes you from being responsible for the result, takes sellers on the journey of understanding the market, and builds trust through clarity, expectations, and communication.

At the center of this system is the Weekly Seller Report — the most powerful tool to confidently guide sellers, justify price adjustments strategically (not emotionally), and deliver a world-class experience regardless of timeline or final price.

5 key takeaways:

1. Price listings like a consultant — not someone hoping they’re right
2. Turn sellers into market-aware partners who trust your guidance
3. Handle numbers, concessions, and offers with total confidence
4. Stop over-marketing and start executing a proven listing standard
5. Run listings with clarity, strategy, and authority from day one to sold

0 CE Credit Free
04/07/2026
10:00 AM – 12:00 PM
From Price Drops to Confidence: Mastering Listings in Today’s Market
Virtual

Learn the basics of transferring property title from probate and trust estates. This class covers the key differences between probate and trust transfers, required documentation, common title issues, and best practices for ensuring a smooth closing. Ideal for real estate professionals who want a clearer understanding of how estate-related property transfers work and how to avoid delays in the transaction.

1 CE Credit Free
04/02/2026
2:00 pm – 3:00 pm
Transferring Title of Probate and Trusts Estates
Land Title Guarantee Company
1755 Telstar Drive suite 503
Colorado Springs, CO 80920

Thursday, April 9th, 2026 9:00AM-1:00PM
Instructor Beth Anne Demeter of The Educated Agent
4 CE/ $40 Per Person
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This mandatory 4 CE Annual Commission Update class is required annually for every licensed Colorado agent. The webinar provides the latest updates for 2026. After registering, you will be provided with a Zoom link one day prior to the webinar date.

Wednesday, April 8th, 2026 5:00PM-9:00PM
Instructor Jeff Harnish of Colorado Prime Realty
4 CE/ $40 Cost

Now offering an evening mandatory 4 CE Annual Commission Update class is required annually for every licensed Colorado agent. The webinar provides the latest updates for 2026. After registering, you will be provided with a Microsoft Teams Webinar link one day prior to the webinar date.

This class is designed for agents that want to learn the basic fundamentals of Title Insurance.

1 CE Credit Free
04/14/2026
1:00 PM – 2:00 PM
Title Insurance 101
Realty ONE Group Lotus
10 Garden Center
Broomfield, CO 80020

Staying compliant is more than fulfilling a requirement. It is about protecting your clients, your license, and your professional reputation. This Colorado Code of Ethics course provides a clear and practical review of the ethical and legal standards required of licensed real estate professionals in Colorado. Designed for both newer agents and seasoned brokers, this class reinforces foundational responsibilities while also exploring the leadership mindset that separates good agents from truly respected professionals. We will review key provisions of the Code, fiduciary duties, agency relationships, advertising compliance, and common violations seen in today’s market. Through real world case studies and discussion, attendees will gain clarity on high risk scenarios, disciplinary trends, and how to navigate ethical gray areas with confidence and integrity. You will leave with stronger decision making tools, a deeper understanding of your obligations, and a renewed commitment to raising the professional standard in our industry.

3 CE Credits $30 refundable education fee for those who attend the class
04/08/2026
9:00 AM – 12:00 PM
Colorado Code of Ethics: Protecting Your License and Elevating Your Standard
Metro Brokers Arvada Training Center
7828 Vance Drive #103
Arvada, CO 80003

Listings are no longer easy — and sellers expect agents to “work magic” in a market that doesn’t play fair. Agents feel pressure to have all the answers, deliver top price, protect the relationship, and somehow control outcomes they don’t actually control. Without a system, that pressure turns into stress, second-guessing, and fear of upsetting sellers.

This advanced 2-hour training reframes the agent’s role from magician to consultant and guide. You’ll learn a repeatable listing system that removes you from being responsible for the result, takes sellers on the journey of understanding the market, and builds trust through clarity, expectations, and communication.

At the center of this system is the Weekly Seller Report — the most powerful tool to confidently guide sellers, justify price adjustments strategically (not emotionally), and deliver a world-class experience regardless of timeline or final price.

5 key takeaways:
1. Price listings like a consultant — not someone hoping they’re right
2. Turn sellers into market-aware partners who trust your guidance
3. Handle numbers, concessions, and offers with total confidence
4. Stop over-marketing and start executing a proven listing standard
5. Run listings with clarity, strategy, and authority from day one to sold

0 CE Credit Free
04/07/2026
10:00 AM – 12:00 PM
From Price Drops to Confidence: Mastering Listings in Today’s Market
Virtual

Thursday, March 26th,2026 10:00AM-11:30AM
Instructor Matt Hanagan Supervisor Investigator
0 CE/ $0 Per Person

Join Matt Hanagan, the Supervisory Criminal Investigator for
Douglas County, at the Real Estate Agent Safety Workshop. Matt will
share essential tools and strategies to ensure your safety as a real estate agent.

This course provides in-depth knowledge on how to effectively manage inspection objections and resolutions while avoiding legal pitfalls and maintaining compliance with Colorado’s real estate regulations.

What You’ll Learn:
– Inspection Termination and Objection Process: Understand the timing, procedures, and legal nuances involved in inspection terminations and objections to prevent contracts from dying due to inertia.
– Advanced Strategies for Resolution Deadlines: Learn how to handle resolution deadlines, including extensions and amendments, to keep deals on track.
– Key Resolution Options: Explore practical solutions such as seller repairs, price adjustments, seller concessions, and escrow arrangements, and how each affects the transaction and mortgage financing.
– Avoiding Mortgage Fraud: Gain insights on how to ensure full disclosure to lenders to avoid any unintended mortgage fraud, a critical compliance aspect for brokers.
– Real-World Scenarios and Commission Rules: Dive into the Colorado Real Estate Commission’s position on property inspection resolutions and how brokers can advise clients effectively while staying compliant.

Enhance your ability to protect your clients, negotiate effectively, and ensure smooth transactions from inspection to closing.

3 CE Credits $40.00
03/19/2026
9:00 AM – 12:00 PM
Objection, Resolution, Termination, and Amend/Extend
Virtual

This course pulls back the curtain on what really happens when deals go sideways and disputes might land in court. From the sometimes-surprising reasons lawsuits get filed, to why some disputes are settled quietly, while others go nuclear, we’ll explore how legal battles unfold and why good brokers sometimes end up in the middle. You will learn how to assist your clients’ lawyers. Not from a place of fear, but with clarity and calm.

You’ll gain insight into:
✅ The often-misunderstood context behind some lawsuits
✅ How litigation unfolds from the pre-filing psychology to the post-trial aftermath
✅ The limitations of what the legal system can (and cannot) do for those seeking justice
✅ The most common missteps that land brokers in legal trouble and how to avoid them

This class isn’t about litigation strategy, it’s about awareness, setting realistic expectations, and reducing the stress that comes from not knowing what to expect.

3 CE Credits $40.00
03/20/2026
9:00 AM – 12:00 PM
Anatomy of a Lawsuit
Virtual

Wednesday, March 25th, 2026 8:50AM-2:00PM
Instructor Sean Selters, MBA
2 CE/ $20 Per Person

Hop on Dotty as we dive deep into the world of real estate transactions, comparing new construction with resale properties. Hop on Dotty for a five-hour learning adventure with the Luminate Bank Builder Team! Climb aboard Dotty, our comfortable tour bus, as we explore new build communities in Northern Colorado. During our journey, you’ll participate in the “New Construction vs. Resale Transactions” course, a 2 CE Colorado Real Estate Commission-approved class designed to help brokers master the unique challenges and opportunities of new construction deals. This interactive experience goes beyond the classroom. You’ll gain practical insights into builder-drafted contracts, disclosure requirements, timeline management, and risk mitigation strategies specific to new construction. We’ll discuss how to protect your clients, manage expectations, and navigate the complexities that set new builds apart from resale transactions, all while touring the latest communities and networking with industry peers. Lunch will be provided by the Luminate Bank Builder Team, so all you need to bring is your curiosity, your questions, and your enthusiasm for learning how new construction can elevate your business in 2026.

Wednesday, March 18th, 2026 8:50AM-2:00PM
Instructor Sean Selters, MBA
2 CE/ $20 Per Person

Hop on Dotty as we dive deep into the world of real estate transactions, comparing new construction with resale properties. Hop on Dotty for a five-hour learning adventure with the Luminate Bank Builder Team! Climb aboard Dotty, our comfortable tour bus, as we explore new build communities in Northern Colorado. During our journey, you’ll participate in the “New Construction vs. Resale Transactions” course, a 2 CE Colorado Real Estate Commission-approved class designed to help brokers master the unique challenges and opportunities of new construction deals. This interactive experience goes beyond the classroom. You’ll gain practical insights into builder-drafted contracts, disclosure requirements, timeline management, and risk mitigation strategies specific to new construction. We’ll discuss how to protect your clients, manage expectations, and navigate the complexities that set new builds apart from resale transactions, all while touring the latest communities and networking with industry peers. Lunch will be provided by the Luminate Bank Builder Team, so all you need to bring is your curiosity, your questions, and your enthusiasm for learning how new construction can elevate your business in 2026.

This course provides in-depth knowledge on how to effectively manage inspection objections and resolutions while avoiding legal pitfalls and maintaining compliance with Colorado’s real estate regulations.

What You’ll Learn:
– Inspection Termination and Objection Process: Understand the timing, procedures, and legal nuances involved in inspection terminations and objections to prevent contracts from dying due to inertia.
– Advanced Strategies for Resolution Deadlines: Learn how to handle resolution deadlines, including extensions and amendments, to keep deals on track.
– Key Resolution Options: Explore practical solutions such as seller repairs, price adjustments, seller concessions, and escrow arrangements, and how each affects the transaction and mortgage financing.
– Avoiding Mortgage Fraud: Gain insights on how to ensure full disclosure to lenders to avoid any unintended mortgage fraud, a critical compliance aspect for brokers.
– Real-World Scenarios and Commission Rules: Dive into the Colorado Real Estate Commission’s position on property inspection resolutions and how brokers can advise clients effectively while staying compliant.

Enhance your ability to protect your clients, negotiate effectively, and ensure smooth transactions from inspection to closing.

3 CE Credits $40.00
03/19/2026
9:00 AM – 12:00 PM
Objection, Resolution, Termination, and Amend/Extend
Virtual

Are you tired of using generic contracts that don’t adequately protect your clients’ interests? This class will teach you how to draft additional provisions that can help you negotiate better deals, protect your clients, and avoid legal issues.

Some contingencies:
· Fit one buyer, but not another
· Work for a buyer but not the seller
· Fit the seller’s needs but not the buyer’s
· Are more complicated than just using the blanks in the State contract to achieve the same goal.

Learn how to:
1. Identify situations where additional provisions and addenda help your client and avoid situations where they hurt.
2. Evaluate the language other brokers present to you.
3. Choose or draft your own additional provisions.

3 CE Credits $40.00
03/16/2026
9:00 AM – 12:00 PM
Drafting Better Additional Provisions

Tuesday, March 24th, 2026 10:00AM-1:00PM
Instructor Karen Liz Albert Founder of Behind Your Curtain
No Cost
With a Special Focus on Algorithms & AI The real estate market has shifted—and so has social media.

Today’s platforms are powered by algorithms and artificial intelligence that decide which Realtors get visibility, credibility, and inbound opportunities. This session is designed to help real estate professionals understand what’s changed, why it matters, and how to adapt—without posting more or burning out.

Join Karen Liz Albert, Social Media Expert to the Real Estate Industry and Founder of Behind Your Curtain, for a practical, easy-to-understand training that breaks down how social media really works in today’s market—and how to use it strategically to stay visible, relevant, and competitive.

In This Session, You’ll Learn:
How social media algorithms and AI determine who sees your content
What signals platforms are actually looking for from Realtors
How to clearly position yourself so AI knows who to send to you
Why clarity beats consistency alone in today’s market
How to use short-form video and content to train the algorithm
Common mistakes that make Realtors invisible online—and how to fix them
This session is strategy-focused, non-technical, and immediately actionable, whether you’re new to social media or already posting consistently.

Perfect For:
Real Estate Professionals navigating a shifting market
Agents who want more visibility without more overwhelm
Professionals who want to future-proof their marketing for 2026 and beyond

Tuesday, March 17th, 2026 from 10:00AM-12:00PM
Presented By Mathew Schulz of Firelight Mortgage
2 CE | No Cost

Join us for a 2-hour class where we will go through the exact steps during a preapproval process from start to finish including but not limited to credit scores, mortgage rates and how they’re determined, breakdown of typical closing costs and pre-paid items and education on what they represent. 2 CE for approved Colorado agents and no cost. Presented by Mathew Schulz of Firelight Mortgage.

Friday, March 13th, 2026 10:00AM-11:00AM
Instructor Retrieving data. Wait a few seconds and try to cut or copy again.
1 CE/No Cost

With the upcoming implementation of FinCEN’s Residential Real Estate Reporting Rule, real estate agents must be prepared for a major shift in how all-cash, entity, and trust-based purchases are handled. While Realtors are not the reporting party under the new rule, their awareness and early preparation are now critical to preventing delays, misunderstandings, and failed closings.
This one-hour course provides real estate professionals with a practical, easy-to-understand overview of the rule, including what constitutes a “reportable transaction,” how cash and non-financed deals impact compliance, and what information settlement agents must collect. Agents will learn how to ask the right questions up front, how to prepare buyers and sellers for increased documentation requirements, and how to avoid the common pitfalls that can derail a transaction under the new regulations.

Designed specifically for working agents, this course breaks down FinCEN’s requirements into actionable steps, real-world examples, and communication strategies that help ensure smooth contract-to-closing timelines. When agents understand the curveballs that cash buyers can introduce, they can better protect their clients—and their commissions.

This class is approved for ONE (1) hour of Real Estate Continuing Education Credit in Colorado.

What every realtor needs to know before their next offer!

What you will learn:
-The biggest insurance changes already impacting closings in 2026
-New underwriting trends insurers aren’t advertising
-Which properties are becoming harder to insure (and why)
-How to avoid last-minute freakouts

*Light refreshments provided

0 CE Credit Free
03/09/2026
11:00 AM – 12:00 PM
The 2026 Insurance Playbook
Land Title Guarantee Company
1755 Telstar Drive suite 503
Colorado Springs, CO 80920

Thursday, March 12th, 2026 from 1:00PM-3:00PM
Presented By Brian Wilbur of Bingo Reverse Mortgage
2 CE / No Cost

Discover how a reverse mortgage for purchase can be smart solution for home buyers aged 55 & older who want to buy a more appropriate home with a one-time investment of about 60% of the purchase price and never make a monthly mortgage payment as long as they live in the home. This class is worth 2 CE Credits and is available to Colorado Real Estate Licensees Only.

Reverse Mortgage for Purchase for Realtors
Wednesday March 11th, 1:00AM-3:00PM
Instructor Brian Wilbur of Bingo Reverse Mortgage

Discover how a reverse mortgage for purchase can be smart solution for home buyers aged 55 & older who want to buy a more appropriate home with a one-time investment of about 60% of the purchase price and never make a monthly mortgage payment as long as they live in the home. This class is worth 2 CE Credits and is available to Colorado Real Estate Licensees Only. A free lunch will be provided.

Thursday, March 12th, 2026 12:00PM-2:00PM
Shawna Bellendir with Icenhower Coaching & Training
No Cost

AI isn’t replacing real estate agents. But agents who know how to use AI are replacing the ones who don’t. Join us to discuss AI in Social Media-not tools for tools’ sake, but real systems that help agents stay consistent without burning out. If social media feels overwhelming, this session is for you.

Mastering the Appraisal Maze

You’ve priced the home right. The comps make sense.

Your client is thrilled! Until the appraisal comes in short. Now what?

It’s time to stop fearing the appraisal process and start mastering it. In “Method Behind the Madness,” you’ll gain insider knowledge to confidently navigate the appraisal world and advocate for your deals like a pro.

This power-packed class goes beyond the basics and arms you with strategies to understand, explain, and even challenge appraisals when necessary. Whether you’re working with quirky properties, solar panels, or mobile homes, this course gives you the edge.

You’ll walk away with:

– A clear breakdown of appraisal types and valuation methods
– Tools for selecting the most impactful comparables
– A deeper understanding of government and lender requirements
– Real-world examples of how to make accurate adjustments
– Tips for successfully submitting a Reconsideration of Value

Plus, we’ll uncover the top health and safety deal-breakers appraisers are watching for and how to prepare your listings to avoid them.

This isn’t just theory, it’s actionable intel that can make or break your next transaction.

Perfect for agents who want to elevate their knowledge, protect their clients, and strengthen their position at the negotiation table.

2 CE Credits $40.00
03/13/2026
10:00 AM – 12:00 PM
Method Behind the Madness
Virtual

Stay ahead of sweeping regulatory changes with this essential guide to the nationwide FinCEN reporting expansion effective March 1, 2026. Learn about data collection requirements, which types of transactions are applicable, as well as gain practical strategies to help prevent closing delays. Attendees will leave with the key definitions and communication tools necessary to confidently lead clients through these complex new transparency mandates.

1 CE Credit Free
03/05/2026
9:30 AM – 10:30 AM
Understanding FinCEN: What You Need to Know for Your Transaction
Elevations Credit Union
1 Environmental Way
Broomfield, CO 80021

Wednesday, March 4th, 2026 from 12:00PM-4:00PM
Presented By Tasha Beckman
4CE / $40 Per Person

Commission rules and industry practices continue to evolve. This in person 2026 Annual Commission Update is designed for real estate professionals who want to stay current, compliant, and confident in today’s changing market. This class covers the latest commission updates, required disclosures, and best practices, explained clearly from a real-world REALTOR® perspective—not legal jargon. This essential update helps ensure you’re informed, prepared, and operating at the highest professional standard.

Thursday, February 26th, 2026 from 9:00Am-1:00PM
Presented By Beth Anne Demeter of The Educated Agent
4 CE | $40

This mandatory 4 CE Annual Commission Update class is required annually for every licensed Colorado agent. The webinar provides the latest updates for 2026. After registering, you will be provided with a Zoom link one day prior to the webinar date.

Thursday, February 19th, 2026 from 9:00AM-2:00PM
Presented By Sean Selters
2 CE / $20 Per Person

Plan for a half day adventure with the Luminate Bank Teams as we go on a bus ride to explore New Build Communities along the Front Range. As we travel, we will cover this 2 CE course helping Colorado real estate brokers understand the critical differences between new construction and resale transactions, including contracts, disclosures, timelines, and risk management. Brokers learn how to navigate builder-drafted agreements, manage client expectations, and maintain compliance and ethical boundaries to protect both their clients and their professional liability.

Tuesday, February 24th, 2026, from 10:00AM-12:00PM
Presented By Beth Anne Demeter of The Educated Agent
2 CE | $20

Elevate and evolve your real estate business with a review of the most relevant points in the 2026 Contracts & Forms! Confidently preparing, negotiating and explaining real estate contracts means having a head start on changes. This class will review the redline version of contracts and forms recently updated and effective for use starting January 1st, 2026. We’ll review the most significant revisions, related regulatory changes and house / senate bills, contributing Commission Position Statements and other issues affecting real estate.
Coming out of the class, you’ll have not only an understanding of the changes but the ability to interpret those changes for your clients. We’ll also distribute relevant links and resources that we discuss in class, so you’ll have an ongoing resource for your business. Two-hour class with 2 CEs provided.

Ugly truth, Not Pretty Lies about the Mortgage Industry
Thursday, February 19th, 2026 from 10:00AM-1:00PM
Presented By Todd L Pazol of Pazol Mortgage LLC
3CE/No Cast

From A to Z, you’ll learn the entire mortgage process and how to find/pick the best loan officer and the correct way to shop for a lender like you have not seen before. After registering, you’ll be provided with a Zoom link to join on the date of the webinar.

Tuesday, February 17th, 2026 from 10:00AM-12:00PM
Presented By Mathew Schulz of Firelight Mortgage
2 CE | No Cost

Join us for a 2-hour class where we will go through the exact steps during a preapproval process from start to finish including but not limited to credit scores, mortgage rates and how they’re determined, breakdown of typical closing costs and pre-paid items and education on what they represent. 2 CE for approved Colorado agents and no cost. Presented by Mathew Schulz of Firelight Mortgage.

Reverse Mortgage for Purchase for Realtors
Tuesday February 17th, 2026 10:00AM-12:00PM
Instructor Brian Wilbur of Bingo Reverse Mortgage

Discover how a reverse mortgage for purchase can be smart solution for home buyers aged 55 & older who want to buy a more appropriate home with a one-time investment of about 60% of the purchase price and never make a monthly mortgage payment as long as they live in the home. This class is worth 2 CE Credits and is available to Colorado Real Estate Licensees Only. A free lunch will be provided.

Unlock the secrets to creating competitive home valuations with insights straight from an experienced certified residential appraiser and realtor, Antonio Carvalho. This engaging class equips real estate brokers with the tools to master the Comparative Market Analysis (CMA) process.

What You’ll Learn:
– Finding the Perfect Comps: Learn how to identify the best comparable properties by defining neighborhood boundaries and filtering by style, size, condition, and location.
– Making Effective Adjustments: Understand how to adjust for differences in square footage, condition, basement features, car storage, and views.
– Navigating FHA/VA Requirements: Discover critical appraisal items to address before listing to save time and stress.

By the end of this course, you’ll have actionable strategies to enhance your property evaluations and confidently guide clients through competitive pricing. Perfect for brokers looking to sharpen their skills and stand out in the dynamic real estate market.

2 CE Credits $20.00
02/19/2026
10:00 AM – 12:00 PM
How an Appraiser Does a CMA
Virtual