Closing

• Review the closing disclosure: Review the closing disclosure carefully to ensure that all terms and costs are accurate and consistent with what you expected.

• Get a cashier's check or wire transfer: You'll need to provide funds to cover the closing costs, down payment, and any other fees associated with the sale. Obtain a cashier's check or arrange for a wire transfer to ensure that the funds are available at closing.

• Attend the final walkthrough: Before closing, attend the final walkthrough to ensure that the home is in the condition that you agreed upon in the contract.

• Bring identification: Bring a valid government-issued identification to the closing.

• Sign the documents: Sign all necessary documents, including the mortgage, promissory note, deed of trust, and other legal documents.

• Pay closing costs and fees: Pay all closing costs and fees, including the title search, title insurance, appraisal fees, and other fees associated with the sale.

• Receive the keys: Once all documents have been signed and all funds have been transferred, receive the keys to the home and take possession.

• Celebrate your new home: Congratulations! Take time to celebrate your new home and make it your own.

Closing a home purchase can be a complex process, and it's important to review all documents carefully, bring the necessary funds, and attend the final walkthrough to ensure that everything is in order.